1. In terms of the interest-free period, you can use it for free for 80 days. Card holders can first enjoy 30 days of interest-free payment by making an IOU, and then use a small white card to enjoy up to 50 days of interest-free payment. Not only that, you can also enjoy 12 interest-free installments after opening the card, giving users more time to relieve financial pressure.
2. Make money for free. There is a QR code scanning area on the back of the little white card. Scan it to receive different red envelopes, vouchers and gifts. As of February next year, users who successfully open a Xiaobai Card will receive a 25-yuan card credit for their first card payment; and thereafter, they will receive a 5-yuan bonus every month they use the card. Users can make money every day.
3. Card holders of the Free Eat and Play Xiaobai Card can enjoy a free serving of Haagen-Dazs ice cream or a cup of Starbucks coffee when they spend 99 yuan for the first time at a designated merchant. You can also enjoy the preferential benefit of 1,000 yuan compensation for flight delays of 4 hours.
4. Other discounts: Xiaobai card users can now scan the QR code on the card with their mobile phones and have the opportunity to get an iPhone 6 every week. Xiaobai Card will also perform data matching based on different user attributes every month to match similar groups and use QR codes to scan prizes. JD Finance pointed out that the "Little White Card" is tailor-made for today's young Internet users. It realizes functions such as making money every day, converting points into money, and printing exclusive personalized statements, such as DreamWorks Card, Night Run Card, Corporate Card, etc. A crowdfunding project will be launched on the JD crowdfunding platform with the personalized design of the small white card, integrating the concept of "Internet" into this card. According to reports, "Xiaobai Card will be available to users born in the 1990s this month, providing them with overseas travel for two." (Cash rebate for shopping; 50 JD Steel for first purchase; hotel privileges; airport VIP lounge service)