yes. Stop-interest account refers to the fact that the cardholder can't repay the credit card arrears or loans as scheduled due to special circumstances, and after consultation with the bank, the bank will suspend the interest calculation on schedule and leave the arrears for later treatment. In layman's terms, stopping to pay the bill means that the money is owed first, but the account will not be eliminated, and then it will be paid back later. When handling the business of stopping the payment, you need to take the initiative to contact the customer service of the bank, explain the situation on your own initiative, and ask if you can handle the business of stopping the payment. Under normal circumstances, if the cardholder does have special circumstances, the bank is allowed to stop interest and hang up the account.

Legal basis:

Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks. Under special circumstances, if it is confirmed that the amount owed by the credit card exceeds the cardholder's repayment ability and the cardholder is still willing to repay, the issuing bank can negotiate with the cardholder on an equal footing and reach a personalized installment repayment agreement. The longest term of personalized installment repayment agreement shall not exceed 5 years.

The contents of personalized installment repayment agreement shall at least include:

(1) the balance, structure and currency of arrears;

(2) repayment period, method, currency, date and repayment amount in each installment;

(3) whether the annual fee, interest and other expenses are collected during the repayment period;

(4) the cardholder shall not apply for a credit card commitment from any bank before all the relevant funds in the personalized installment repayment agreement have been settled;

(5) rights and obligations of both parties and liabilities for breach of contract;

(6) Other matters related to repayment.

if both parties reach an agreement and sign an installment repayment agreement, the card-issuing bank and its card-issuing service institution shall stop the collection of the cardholder, unless the cardholder fails to perform the installment repayment agreement. If an oral repayment agreement is reached, the issuing bank must keep the recorded data. Recording materials shall be kept at least until the date of settlement of arrears.