Legal subjectivity:

The father’s credit card debt generally does not need to be repaid by the son. The father is generally a person with full capacity for civil conduct, so he can repay the debt independently; but if the son inherits the father’s estate , the father’s debts need to be paid off within the actual value of the inheritance received. Legal objectivity:

Article 18 of the "People's Republic of China and Civil Code"

Adults are persons with full capacity for civil conduct and can independently carry out civil conduct legal actions.

Minors over the age of 16 who rely on their own labor income as their main source of living are regarded as persons with full capacity for civil conduct.

"People's Republic of China and Civil Code"

Article 1122

Inheritance is the legal personal property left behind when a natural person dies. .

Inheritance that cannot be inherited according to legal provisions or due to its nature shall not be inherited.

"People's Republic of China and Civil Code"

Article 1123

After the inheritance begins, it shall be handled in accordance with the legal inheritance;< /p>

If there is a will, it shall be handled in accordance with the testamentary inheritance or legacy;

If there is a legacy and support agreement, it shall be handled in accordance with the agreement.

"People's Republic of China and Civil Code"

Article 1161

The heir shall repay the debt to the extent of the actual value of the inheritance received. Taxes and debts that heirs should pay according to law. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs.

If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.