The amount of Huabei is increased to 5,000. The method is as follows:

1. "Suicide" activation

Since Alipay Huabei is automatically evaluated by the system, The evaluation time is not necessarily certain. If you want to evaluate immediately, you can use the method of closing Huabei first and then opening it to increase the limit. This method has been tested by some people. There is indeed a certain probability of increasing the limit, but the premise is that you use Huabei. If it is good and not overdue, the success rate is relatively high.

2. Spend more

Be sure to shop more on Tmall and Taobao, buy some digital appliances, car supplies, daily consumption, etc., and spend at least one thousand yuan every month Of the above, the more the better. Remember to set Huabei as the default payment method, which will help increase the Huabei limit to 5,000 yuan.

3. Bind credit card

Sesame Credit is not connected to the central bank’s personal credit system. Having a credit card means that the credit report is good, and the credit card repayment record is particularly important. The consumption amount and The repayment record has a great impact on personal credit. Paying more and on time can quickly improve your credit. It is easy to increase your Huabei limit to 5,000.

4. Multi-scene consumption

Now Alipay is not only a payment tool, but also a multi-functional financial platform. It is recommended to participate in some activities on Alipay, use more functions, and spend more money. After we estimate our spending power, we will adjust the previous limit.

The reasons why Huabei does not have a long credit limit:

1. There is a record of late repayment

Although I often use Huabei, I have a record of late repayment. , so Huabei can be used normally in time, but the quota will not be increased in the short term, and the system needs to assess users for a longer period of time.

2. Too few uses

If you only use Huabei occasionally, then the amount of Huabei is likely to not change for a long time. After all, the system’s judgment on you is that you have the need to consume in advance and the credit limit is sufficient, so Huabei will not enjoy the system’s automatic limit increase for a long time.

3. Changes in personal assets

If you have purchased monetary funds, fixed-term financial management and other products on Alipay before, but then withdraw all financial products to your bank card, your personal assets will be affected during this period. The assets have been transferred and the system cannot identify the user's repayment ability, so Huabei will not increase the limit.

4. Excessive personal debt

In addition to Ant Huabei, if there is also a large amount of borrowing on Ant Jiebei, then the system will feel that the user's financial situation is poor and he does not have enough debt. repayment ability, so Huabei will not be given an increase in its credit limit.

5. Zhima credit score decreases

Zhima credit score is Alipay’s comprehensive credit score for users. If Zhima credit score decreases due to some other factors, then Huabei will not Increasing the limit also carries the risk of lowering the limit.

6. Failure to proactively confirm receipt

This point may often be overlooked. After we receive the goods for online shopping, although the system will receive the goods by default when the time comes, if After taking the initiative to confirm and evaluate the goods, the system is more accepting of this approach. Therefore, if you wait for the system to confirm receipt of goods by default before paying the merchant, the growth rate of Huabei's quota will slow down.

The main reason why Huabei’s quota has not been increased is the above 6 points. Of course, whether Huabei’s quota can ultimately be increased is the result of automatic review by the system. What we have to do is to let the system determine that there is more demand for Huabei quota, good personal credit, and good repayment ability. This way, the next time Huabei is evaluated from time to time, it will increase the number of invitations received from the system. Quota possibility.