How to apply for a credit card online in Guizhou Qiannan Buyi and Miao Autonomous Region

Guizhou Qiannan Buyi and Miao Autonomous Region, detailed process of applying for a credit card online.

1. Log in to the bank’s credit card online banking and select your favorite card;

2. Click “Credit Card Application”;

3. Choose the appropriate application process , currently the bank has set up two application processes for new customers and existing customers;

4. Fill in personal information so that the application can be approved;

5. Submit a credit card application and China Merchants Bank will review it. For reservation information, the processing results will generally be notified within 7 working days.

If you are already a China Merchants Bank credit card holder, you need to fill out the application form online, print it out and mail it to the China Merchants Bank Credit Card Center.

When applying for a bank credit card online, you need to fill in your company phone number, mobile phone number and other personal valid documents. Please be sure to fill it out accurately and remember it so that you can activate your credit card in the future.

Which credit card can be applied for if you have a Qiannan account?

As long as your credit is good enough, any bank can apply for it. We recommend Industrial Bank, China Everbright Bank, and Bank of Communications.

Proof of employment and income are required.

Guizhou Qiannan Industrial and Commercial Credit Card Application

The two most effective ways to apply for a large-amount credit card

One of the most effective ways: Submit a property certificate

For large credit cards, the choice of bank credit card does not matter. What matters is whether your property certificate complies with the bank's regulations.

Generally speaking, property certificates include: real estate, cars, financial products, etc. under the personal name.

Take Minsheng Bank as an example. Its large credit cards are divided into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000).

If you provide real estate under your personal name, the required conditions are: the standard platinum card requires the real estate value to be more than 800,000, the deluxe platinum card requires more than 1.6 million, and the diamond card requires more than 3.2 million.

But the bank does not accept the car title certificate.

Guangfa Bank, China Merchants Bank, etc. accept vehicle-related certificates.

The second most effective method: apply for a card with a card

Applying with a card is an effective way to apply for a large credit card. Taking Minsheng Bank as an example, applying for a card does not require any additional proof of assets: the applicant is required to have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000. The application conditions are: the original card limit If you spend more than RMB 40,000, you can get a standard platinum card, if you spend more than RMB 80,000, you can get a deluxe platinum card, and if you spend more than RMB 150,000, you can get a diamond card.

When applying for a large credit card, according to the bank's scoring system standards, certain conditions are most applicable, such as a good credit record, a superior career, a stable high income, high deposits, etc.

If you can’t get a recommendation card, you can only spend money to find someone.

To apply for a card or withdraw cash, you can contact me.

That’s it for the introduction of Qiannan Credit Card.