1. What does the Agricultural Bank of China’s credit line of 100,000 mean?
The Agricultural Bank of China’s credit line refers to the bank’s convenient and recyclable credit product. Your available limit is 100,000 yuan.
2. What does the Agricultural Bank of China’s credit line mean?
The Agricultural Bank of China’s SMS credit limit means that the user meets the bank’s credit card regulations and can apply for a credit card. At the same time, the credit limit is generally a predetermined amount. For credit, the specific amount needs to be determined by the user when the bank approves the application. You can apply for a credit card through different channels, such as mobile banking, bank official website, bank counter, etc. Credit card product classifications can be divided into bank cards and non-bank cards according to different card issuers. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs. Not a bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc. According to the different objects of issuance, it can be divided into corporate cards, personal cards and corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, military units, groups and other legal entities. Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card. According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high. Gold card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high. Depending on the repayment method, credit cards can be divided into credit cards and quasi-credit cards. When the card-issuing bank provides bank credit, it is first used as an overdraft, and then repaid or paid in installments. Most of these cards are used internationally. That is to say, the way that cardholders are allowed to pay off their credit card accounts without deposits is "spend first, deposit later". Most of these cards are used internationally. Quasi-credit card. It is a credit card issued by a bank that allows you to deposit money first and spend later. When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders need to use the deposit balance as a basis when using the card. Overdrafts are generally not allowed. According to the different circulation scope of credit cards, they can be divided into international cards and regional cards. An international card is a credit card that can be used outside the country of issue and is accepted worldwide. The five major overseas groups (MasterCard, Visa International, American Express, JCB and Diners Club) issued MasterCard, VISACard, American ExpressCard and JCB respectively. (JCBCard) and DinersClubCard are mostly international cards. Regional card. A regional card is a credit card that can only be used within the issuing country or within a certain region. Most of the various credit cards issued by commercial banks in my country are regional cards.
3. What does it mean that Agricultural Bank of China can grant a credit of 80,000 yuan?
It means that the credit limit provided by Agricultural Bank of China to customers is 80,000 yuan.
Credit line refers to a flexible, convenient, and recyclable credit product provided by banks to customers. As long as the credit balance does not exceed the corresponding business variety indicators, regardless of the cumulative amount and number of issuances, the credit limit is Short-term credit can be provided quickly to customers.
Product Features
1. The credit line can be recycled, so the formulation of corporate financial plans becomes more clear and organized, and there is no need to specially arrange funds for regular business.
2. Meet the basic financing needs of enterprises.
Credit lines are set individually for various credit business types such as loans, letters of credit, and letters of guarantee, which basically cover the main financing needs of customers. With the consent of the bank, the quotas of each individual product can be adjusted and cross-exchanged, which improves the utilization rate of the quota.
3. Simplify corporate credit approval procedures. After the customer obtains the credit line, he will decide on his own how to use the line and the time for performance according to the provisions of the agreement. There is no need to submit the credit line to the credit bank for approval one by one, thus avoiding the time required for single credit approval.
4. What does it mean to receive a core transfer transaction money from the bank on the Agricultural Bank of China card?
There is no 05/07, 12/49 is valid until December 2049 .