According to the regulations of Huaxia Bank, credit card withdrawals are charged with fees and interest, which are as follows:

1. Provisions on fees:

1. Cash withdrawal fees of Huaxia Bank-domestic cash withdrawal

Domestic: 3% of the cash withdrawal amount, with a minimum of RMB 5 yuan;

2. Cash withdrawal fee for Huaxia Bank-overseas cash withdrawal

Overseas: 3% of the cash withdrawal amount, with a minimum of RMB 15 yuan or US$ 2

Note: Cash withdrawal for Huaxia Bank's Yida Gold Card and Business Card is free of charge.

II. Provisions on interest:

Huaxia Bank has no interest-free repayment period for credit card withdrawal, and its interest is calculated from the date of withdrawal to the day before payment, at the rate of five ten thousandths of the daily interest.