Yes According to the inquiry of China Travel Service. There is an annual fee for credit cards. Annual fee means that the bank does not charge an annual fee when the cardholder does not activate the credit card. Different types of credit cards have different annual fees. Take the Agricultural Bank of China as an example. The annual fee of the gold card is 160 yuan, and the annual fee of the general card is half of the annual fee of the main card. When the number of times or amount of swiping cards meets certain conditions, the annual fee for the following year will be exempted. For example, when the consumption of Shanghai Pudong Development Bank reaches more than 2,000 yuan,