Everyone knows that after a credit card is lost, it is necessary to report the loss to avoid being stolen by others. So, when reporting the loss of a credit card, is there any charge for reporting the loss? What are the specific charging standards? Take China Construction Bank as an example. Let’s take a look with the editor.

Does China Construction Bank charge a fee for reporting the loss of a credit card?

There is a fee. According to CCB regulations, the handling fee for reporting the loss of a credit card is 50 yuan per card. If you report a loss and apply for a replacement card at the same time, an additional card production fee will be charged. Among them, the card production fee is as follows:

1 Standard IC card 10 yuan/card (no charge for Zhizun card, diamond card, exclusive platinum card, provident fund credit card, and financial official card)

2 non-standard cards are 50 yuan/card.

It should also be noted that CCB does not have temporary loss reporting business, and it cannot be canceled after the formal loss reporting is successful. Simply understand, once the cardholder handles the CCB credit card loss report business, even if the previous credit card is found, it can no longer be used. If the cardholder wants to continue using the credit card, he can only report the loss and reissue the credit card. That is, in addition to the credit card loss reporting fee of 50 yuan/card, there will also be a card production cost, with a minimum of 10 yuan/card.

Other related knowledge points:

1 Loss report and reissue process: Follow the "China Construction Bank" official account and enter "Credit Card Loss Report" to obtain the operation link. Or log in to the mobile banking APP, search for the card loss report and replacement service, and follow the instructions on the page.

2 Replacement of a damaged credit card

Replacement of a damaged credit card will incur a card cost depending on the card type. Among them, the standard IC card is 10 yuan, and the production cost of non-standard IC card is 50 yuan. For some card types and standard IC cards, if the card is damaged and replaced within 3 months of opening, the card production fee will be waived.