1. Incorrect account information during repayment: if the repayment account information is entered incorrectly, the money will be returned, so it cannot be recorded;
2. It takes time to enter the account: credit card repayment cannot be entered immediately, and it usually takes 2-3 working days to enter the account.
Credit cards are not overdue as long as they are repaid before the repayment date. Credit card repayment is not recorded, and the repayment is successful. Users must ensure that the repayment is successful. If the repayment is unsuccessful, the repayment will not be recorded, resulting in overdue.