1. Cash withdrawal from the same city bank

As far as Bian Xiao knows, Guangfa Bank, China Construction Bank, Industrial and Commercial Bank of China, Minsheng Bank, Shanghai Pudong Development Bank, Bank of Communications, China Everbright Bank and many other banks have paid free cash in the same city. However, although some banks have realized free cash withdrawal of credit card overpayments, there are restrictions on the amount or times.

2. Cross-bank cash withdrawal in different places

Shanghai Pudong Development Bank ATM pure overpayment cash withdrawal free of charge; Everbright Bank's credit card overpayment is free as long as it is cashed through peer channels, no matter in the local area; Guangfa Bank is the most generous, and credit card overpayment is free at any bank teller machine, whether it is inter-bank or off-site.

Credit card recommendation for overpaying cash withdrawal without handling fee:

1, people's livelihood in Carne

The IN card is quite good, and the card surface is very beautiful. Our bank is free of cash handling fee and annual fee of 5 years. This card is dedicated to 1 points for Starbucks. Every natural week, if you score 399 yuan, you can redeem 1 points for a Starbucks e-voucher within 7 days.

In addition, it is also free to withdraw the overpayment of the card, but conditional, the cardholder can only enjoy free treatment if he gets back the overpayment of the credit card through Minsheng Bank.

2. China Merchants Bank Youth Card

China Merchants Bank Young Card is a RMB credit card launched by China Merchants Bank, which can be used for non-student customers under the age of 30. The main feature is that the cash advance amount is100% of the credit card amount; Double the points in the birthday month.

The first cash withdrawal with this card every month is free. In addition, the overpaid part can be recovered through the pocket life, but it is free.

3. Guangfa Taobao Credit Card

This credit card supports online application, and can also enjoy the annual fee-free policy, which can accumulate points regardless of consumption or cash withdrawal. Of course, its biggest feature is that online consumption can be scored. Use this card to shop in Taobao and Alipay, and you can get online shopping points by using fast payment.

In terms of overpayment and cash withdrawal, it is free to use Guangfa Taobao Credit Card at any bank teller machine, whether it is cross-bank or off-site. However, it should be noted that the card can withdraw money at most 15 times a day on the ATM, and the accumulated withdrawal amount per day is 20,000 yuan. If it exceeds the limit, it must be withdrawn at Guangfa Bank outlets with the original ID card and credit card.