1. Incorrect credit card information

To avoid failure to repay the credit card on WeChat, you need to ensure that the card information filled in is accurate, such as account name, bank account number, opening bank, etc.

2. The bank account status is abnormal

Please verify the status of your bank account with the bank. If there is any arrears, loss report, account cancellation, freezing, non-settlement account or need In situations such as activation, WeChat credit card payments will also fail.

3. This type of bank account is not currently supported

Not all banks can repay credit cards via WeChat, and many banks are not included in the support list. Currently, WeChat can only repay credit cards of 21 banks, such as: China Merchants Bank, Shanghai Pudong Development Bank, Bank of China, China CITIC Bank, China Everbright Bank, China Minsheng Bank, Ping An Bank, Agricultural Bank of China, Industrial Bank, China Construction Bank, Industrial and Commercial Bank of China, etc.

4. Exceeding the credit card repayment limit

There is a limit when repaying a credit card on WeChat. If you are repaying the credit card for someone else, you should be even more careful. For repayment for others, the single limit is 2,000 yuan, the single-day limit is 2,000 yuan, and the single-month limit is 10,000 yuan. If the limit is exceeded, the repayment will naturally fail.

5. Credit card repayment arrival time

Different banks have different credit card payment arrival times. Currently, only Industrial Bank, CITIC Bank, Ping An Bank, Agricultural Bank of China, Minsheng Bank, Everbright Bank supports real-time payment. If the credit card repayment is not timely because the payment time is not grasped, overdue interest will accrue.