How to apply for a postal credit card

Just bring your ID card to a Postal Savings Bank branch to apply.

Basic requirements for applicants

1. Main card applicant: Mainland Chinese resident who is over 18 years old and under 60 years old.

2. Applicants for additional cards: over 16 years old. Mainland Chinese residents under 60 years old.

Documents required for application

1. Required materials for applying for the main card: a copy of the applicant’s ID card and work certificate are required. Materials to be submitted: Any one of the proof of financial resources and the proof of interest in dealings with our bank.

2. To apply for an additional card: a copy of the applicant’s ID card is required. The relationship between the supplementary card applicant and the principal cardholder must be direct relatives.

Features of Postal Savings Bank of China Credit Card Products

1. Permanent annual fee exemption: Both the main card and supplementary card are permanently exempted from annual fees, free of annual fees, and you can swipe the card at will.

2. Choose your installment payment as you like: "Any installment" for bill installments and "Every installment" for transaction installments are available, with no interest and low handling fees.

3. Double protection of password SMS: activate the card through the 24-hour customer service hotline, and set the transaction password and query password online in real time.

4. Enjoy up to 50 days of interest-free repayment period for consumption: the longest is 50 days and the shortest is 20 days.

PSBC Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. , four supplementary cards can be set. The main pattern of the Postal Savings Bank of China credit card is the Chinese character "ding", the background color of the regular card is blue-green, and the background color of the gold card is golden yellow.

According to statistics, as of October 2010, the business of the Postal Savings Bank of China has fully covered all prefecture-level cities and 2,100 counties, cities and major towns across the country, with more than 4,500 outlets nationwide. This business has been started. In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan, with an average loan of about 5.9 Ten thousand yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level

How to apply for a postal credit card How to apply for a postal credit card

1. Credit card of the Postal Savings Bank of China You need to bring your ID card and relevant information to the nearby Postal Bank branch to apply for a credit card. Because it is not possible to apply through online channels, even if the user applies for the first Postal Savings Bank credit card, an interview will be conducted when applying offline, and the user does not need a second interview.

2. In addition, after submitting the credit card application, if it passes the review, the Postal Savings Bank of China will send a text message to inform the user. At this time, the user only needs to wait patiently for the card to be sent.

How to apply for a Postal Savings Bank credit card on WeChat

1. After finding the Postal Savings Bank credit card on WeChat, click to follow the official account.

2. Next, when you come to the main interface, click Ding Life and select Card Application/Recommendation.

3. A dialog box will pop up and you need to select I want to apply for a card.

4. At this time, select the corresponding credit card and click I want to apply for a card.

5. Enter your personal information and jump by selecting the icon button.

6. Enter the basic information and unit information here, and click Next.

7. After passing the registration method and address, click Next.

8. This will prompt that the application has been submitted successfully, and you can apply for a Postal Savings Bank credit card on WeChat.

How to apply for a Postal Bank credit card? Here are the specific steps

1. Go to the official website of Postal Bank to apply for a credit card online.

2. To apply for a credit card, you can go to the local Postal Bank branch for on-site processing.

3. To apply for a credit card, you must be over 18 years old, have financial ability and good credit.

How to apply for a credit card at Postal Bank? What are the steps to apply for a postal credit card?

How to apply for a credit card at Postal Bank? Many netizens plan to apply for a Postal Bank credit card. What are the requirements for applying for a Postal Bank credit card? What should be done? Below, I will take you through the application steps for Kabaobao Bank Credit Card.

How to apply for a credit card from Postal Bank?

The steps to apply for a postal credit card are as follows:

1. Find a credit card salesperson or lobby teller to fill out the application form, then submit the above information and wait for the bank's approval to determine whether to approve the card and the card limit. , it depends on the bank’s overall score for you.

2. ID card; proof of work or income; work phone number, home phone number and personal mobile phone; proof of tax payment; proof of property, vehicles and other assets in your own name; other bank credit cards, etc. Each bank has different acceptance standards, so the above information is not necessarily required. It depends on the bank's requirements. Postal banks generally require proof of employment or income.

3. First, make sure that the Postal Savings Bank where you live has opened credit card business (the postal bank's credit card business is relatively late, and it is still not available in many cities).

The application qualifications for postal credit cards are as follows:

1. Enterprises and institutions. Institutions are easier to get approved. For enterprises, it is best to be a large state-owned enterprise, one of the top 500 in the world or the top 500 in China. Of course it must be a contract worker.

2. Government personnel, civil servants. You must be a contract worker. The postal service only recognizes contract workers. If you are a labor worker, it will be more difficult to apply.

3. Generally, the company must be a relatively well-known local company, and it must be a back-office position. Well-known companies such as department store salespeople do not need to apply, and their applications will not be approved. Of course leadership positions are possible.

4. It is basically difficult to apply for other applications, such as real estate developers, intermediaries, and car 4S stores. These types of applications are not approved (except for leadership positions, you are basically the CEO of the company, and the quota is also very high. Low). If you are an individual business owner, you need to provide 6 consecutive months of transaction records at the Postal Savings Bank, a copy of your business license and a copy of the house rental. Even if you have all of them, the approved amount will be relatively low.

Tip: The issuance amount of ordinary credit cards ranges from 2,000 to 10,000 yuan. However, when your credit and financial resources are stable, you can appropriately apply to increase your credit card limit.

That’s it for the introduction on how to apply for a postal savings credit card.