Credit cards have been used during the Chinese New Year. There is no time limit for the use of credit cards. As long as the credit card status is normal, users can swipe their cards. Be sure to repay the credit card on time after spending, otherwise there will be penalty interest. In order to repay on time, users must not spend too much.

The use of credit cards should be diversified, and such consumption is of great help to increase the credit card limit. Moreover, when using it, it is necessary to minimize large consumption and prevent banks from judging users' cashing out. Being recognized as cash by the bank will affect the increase of credit card quota and may decrease it.

When using a credit card, you must repay it on time. In case of repayment difficulties, installment repayment or minimum repayment amount can be adopted. When users choose the number of installments, they usually choose according to their personal income. In the case of more income, users can directly choose the least number of periods, otherwise they can choose the most number of periods.

When the cardholder uses the minimum repayment function, all the consumption of the current bill cannot enjoy the interest-free period, and interest will be calculated from the consumption date until the user pays off all the debts. This repayment cost is very high. Users should use it carefully in peacetime. No matter what repayment method is used, it will occupy the credit line.

The above is what Bian Xiao shared for you about whether the credit card was stopped during the Chinese New Year. More information can focus on the construction industry and share more dry goods.