As long as the cardholder ensures that there is a limit on the credit card, there will be a limit on the card when overseas, but there will be handling fees for overseas purchases. Specific analysis:

Overseas card consumption ( The USD area charges 1.1% of the transaction amount, the non-USD area charges 1.5% of the transaction amount) and the overseas cash withdrawal handling fee (charges 2% of the cash withdrawal amount, with a minimum of RMB 20 yuan or USD 3).