1. It's impossible to apply for a credit card just by the insurance policy. The most important condition for applying for a credit card is that you are at least 18-60 years old and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

2. If you don't have a job and belong to a private enterprise, you can provide a personal business license and a tax bill for nearly three months, and you can also provide other financial certificates, such as income tax withholding vouchers; Copy of self-owned real estate license; Copy of self-owned car driving license; Bank certificates of deposit and other information that can prove your economic level.

If you are unemployed or self-employed, you can't apply for a bank credit card for the time being. If your parents hold credit cards, you can apply for their credit card supplementary cards.