People often say why I can't get a credit card every time, why there is no problem with my credit information, and why I don't approve the card every time I run a credit card bank. I believe everyone has such troubles. Today, I will tell you about the criteria for checking credit cards with bank cards.

What are the criteria for banks to review credit cards?

① Income situation

The bank will judge whether you meet the qualifications of the bank according to your income, position, industry and salary. Naturally, the higher the salary, the higher the initial credit card limit.

② Length of working hours

The length of time a candidate has worked in a certain position represents the increase of your salary range, so the better your qualifications are.

③ Bank running water

Fixed bank flow, such as salary card, monthly salary payment is very important for bank flow. It can be recorded in the banking system that your income is stable and you have a certain economic foundation, which is a very favorable condition for handling credit cards.

(4) Whether there is housing.

Housing is an indispensable condition for the quota level. When you are able to buy a house, are you worried that the bank will not handle your credit card?

⑤ Credit record

Credit records, that is, credit records, are not overdue, and credit is good. Repayment on time is the embodiment of good credit records.

⑥ Record with card.

Generally no more than three cards a month. Once you have more than three cards, the bank will think that you lack a lot of funds in a short time. It is best to get a card every three months, or get three cards within one year, so there is a great chance that the bank will issue cards.

⑦ wealth management products

Buying wealth management products in banks or other platforms can reflect your personal economic ability and repayment ability. If you meet these points, banks will not worry about your repayment ability. The more wealth management products you buy, the higher the bank will give.

Apply for a card in the name of the company.

It is best to apply for a credit card in the name of the company, because the rights and interests of the company are the best compared with those of the bank. The fixed flow and the payment of employees' wages all represent the embodiment of personal economic ability. Of course, such users are the best corporate or corporate partners. Generally, as long as there is no problem with credit reporting, you can also apply for a card, and the amount is very high.

If you want to apply for a credit card and do the above, it is very simple to apply for a credit card.