Hello! There is no handling fee for credit card POS consumption of China Merchants Bank. There is a handling fee for the transfer of the overpaid part (the excess part after repayment).

There will be corresponding handling fees and interest (if the transfer is not overpaid, there will be interest. If the amount is large, it is recommended that you call 4008205555 to manually apply for overpayment, which is the same as cash advance. Handling fee: The handling fee is calculated as 65,438+0% of each cash advance in domestic RMB, and the minimum charge is ￥ 65,438+00. Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly. Compound interest, that is, the interest generated last month, should also be recalculated. Please refer to the amount on each bill for specific interest.

If you still have questions, I suggest you solve the credit card problem anytime and anywhere through the credit card intelligent service platform. Click here to view details > & gt/Common/Default.aspx? pageid=zxkf 1