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Why does a China Construction Bank credit card have two accounts?

It is the main card and its supplementary cards.

The "Notice on Issuing the "Credit Card Business Management Measures"" has corresponding provisions:

Article 33: Any financial institution within the territory of the People's Republic of China and the People's Republic of China Organizations that open a basic deposit account can apply for an organization card. Several unit cards can be applied for, and the cardholder's qualifications shall be designated and canceled in writing by the legal representative of the applying unit or his authorized agent.

Citizens with full capacity for civil conduct can apply for a personal card. The main cardholder of a personal card can apply for supplementary cards for his spouse and relatives over the age of 18. There must be no more than two supplementary cards. The main cardholder has the right to request the cancellation of his supplementary cards.

Extended information:?

Relevant legal provisions of the "Notice on Issuing the "Credit Card Business Management Measures"":?

Article 12 of the People's Bank of China For intermediate business types for which special business management measures have been issued, if the measures have stipulated corresponding approval or filing systems, the special business management measures shall be followed.

To newly open intermediary businesses of wholly state-owned commercial banks and joint-stock commercial banks, their head offices should apply to the head office of the People's Bank of China. After review and approval by the head office of the People's Bank of China, their head offices will authorize their branches to carry out the business. business.

Article 14: For new types of intermediary business to be launched by a bank, its head office shall apply uniformly to the branches and business management departments of the People's Bank of China. After review and approval by the branches and business management departments of the People's Bank of China, the head office shall Unifiedly authorize its branches to conduct business.

Baidu Encyclopedia - "Notice on Issuing the "Credit Card Business Management Measures""