When applying for a credit card, Pudong Credit Card Association will examine and approve it according to the information provided by the applicant. Puka has a quota of 3,000-110,000 yuan for people with an annual income of more than 20,000 yuan and less than 80,000 yuan with stable residence and stable income; The amount of gold cards for people with an annual income of more than 80,000 yuan is between 1 10,000-50,000 yuan; The amount of platinum card will be higher, about 50 thousand yuan or more. But under normal circumstances, the processing capacity of credit cards is probably more than 5,000. The amount you can overdraw is 50% of the amount, and the daily interest is five ten thousandths. I suggest that you don't overdraw, go shopping and entertainment in shopping malls, free of formalities and interest.