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What should I do if I receive a letter from a lawyer of China Merchants Bank?

Legal analysis: A lawyer's letter is an advance notice indicating that the other party to your dispute has prepared a lawsuit against you. If you don't want to go to court, discuss with the other party how to solve it after receiving the lawyer's letter. If you think you have no problem and are not afraid of being sued by the other party, then you don't need to worry about the lawyer's letter. The lawyer's letter itself will not have legal consequences, just a warning.

legal basis: article 6 of the civil procedure law of the people's Republic of China

the judicial power of civil cases shall be exercised by the people's courts. The people's courts try civil cases independently in accordance with the law and are not subject to interference by administrative organs, social organizations or individuals.

article 7 in trying civil cases, the people's courts must be based on facts and take the law as the criterion.