2. Detailed description:
A. Legal procedure cost: It takes some legal fees and time to sue a creditor. For smaller debts, creditors usually prefer to recover the arrears by other means, such as collection agencies or mediation outside the court.
B. Debt recovery method: Creditors can recover their debts in different ways, such as telephone calls, letters and collection agencies. These methods are relatively low-cost and effective, so prosecution is not the first choice.
C. Case consideration: Although I can't provide specific data, according to experience, the principal of credit card debt not exceeding 1, is usually regarded as a small amount by creditors. In this case, they may be more willing to solve it through other channels.
3. Summary:
If the principal owed by a credit card does not exceed 1,, there is generally no risk of being sued. Creditors are more inclined to use low-cost and efficient means to recover debts. However, this is only a general trend, and the specific situation will still vary from case to case.
4.
Extended information:
The recovery method and result of credit card arrears will be affected by many factors, such as the creditor's policy, regional differences, legal provisions, etc. At the same time, when the arrears are overdue for a long time or involve other bad behaviors (such as deliberately evading debts), creditors may be more motivated to take legal measures to sue the debtors. If you are facing the problem of credit card arrears, it is recommended to consult a professional legal person for specific advice.