14-112 yuan, the handling fee for overseas credit card withdrawals is as follows: Overseas UnionPay channels (including Hong Kong, Macao and Taiwan): each transaction is charged at 1% of the withdrawal amount + 12 yuan, with a minimum of 14 yuan and a maximum of 112 yuan; Withdrawals through international credit card organization channels (including Hong Kong, Macao and Taiwan): 2.9% of the withdrawal amount is charged for each transaction, with a minimum of HKD/MOP/USD/EUR, and a minimum of USD3 equivalent in other foreign currencies.

Overdraft cash withdrawals do not enjoy interest-free repayment. Interest will be charged at a daily interest rate of 0.5% from the accounting date, and compound interest will be charged on a monthly basis (quasi-credit cards are calculated based on simple interest). Overseas withdrawal fees for debit cards and cross-border ATM withdrawal fees for debit cards: each transaction is charged in RMB (1% of the withdrawal amount + 12 yuan), with a minimum of 14 yuan/transaction and a maximum of 112 yuan/transaction. Credit card overseas withdrawal fees, overseas UnionPay channels (including Hong Kong, Macao and Taiwan): 1% of the withdrawal amount + 12 yuan per transaction, with a minimum of 14 yuan and a maximum of 112 yuan; withdrawals through international credit card organization channels (including Hong Kong, Macao and Taiwan): each The fee is 2.9% of the withdrawal amount, with a minimum of 3 Hong Kong dollars/Macau patacas/US dollars/euro, and a minimum of 3 US dollars equivalent in other foreign currencies.

1. Overdraft cash withdrawals do not enjoy interest-free repayment. Interest will be charged at a daily interest rate of 0.05% from the accounting date, and compound interest will be charged on a monthly basis (quasi-credit cards are calculated based on simple interest). In principle, the number of ICBC bank cards and physical savings cards cannot exceed 4. The number of card replacements for damaged cards, card replacements reported as lost, normal card replacements and some joint-branded cards are not subject to this restriction, such as social security cards, medical insurance cards, and military security cards. For details, please refer to the actual processing at the outlet. The total number of primary credit cards, supplementary cards and supplementary cards held by the same customer in all areas of ICBC cannot exceed 20. Business cards, transportation cards and mobile credit cards are not subject to the maximum number of cards issued.

2. Currently, the same customer can only open one Category 1 account when opening an account. When opening another account, he or she can choose to apply for a Category 2 physical ICBC savings card. Multiple Category 2 physical savings cards can be opened, but they are still subject to The total number of physical cards is limited to 4; multiple savings cards that have been opened before will not be forcibly canceled or merged for the time being. The handling fees for overseas withdrawals are as follows: Overseas UnionPay channels (including Hong Kong, Macao and Taiwan): 1% + RMB 12 per withdrawal amount. The lowest price is 14 yuan. The maximum price is 112 yuan. Withdrawals through international credit card organization channels (including Hong Kong, Macao and Taiwan): 2.9% of the withdrawal amount will be charged for each transaction. Minimum HKD/MOP/USD/EUR. The minimum foreign currency equivalent for other foreign currencies is US$3.