China Bank etc card, if it is a debit card, there is no annual fee, and the toll is directly deducted from the balance in the debit card; If it is a BOC etc credit card, there is an annual fee, and the annual fee is unconditionally waived in the first year, and the annual fee is waived for five swipes in the next year, and so on.

China Bank etc credit card not only has the function of withholding high-speed tolls, but also enjoys the financial functions of ordinary credit cards such as overdraft consumption and cash withdrawal. So, remember to use the card every day and reduce the annual fee.