At present, China Merchants Bank has personal car consumption loans, which are issued by our bank to customers who buy brand-new non-operating cars under my name. It is used to pay for the car purchase, and it is impossible to lend cash. (Second-hand car loans are not supported at present) If you have seen the car you need to buy through the car dealer, you can confirm whether you have cooperation with China Merchants Bank through the car dealer. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for a loan for you. The handling bank needs to examine your situation in detail to determine whether you can handle it. The maximum loan amount is 2 million yuan. And the maximum loan amount does not exceed 70% of the price of the purchased vehicle (excluding various additional taxes and premiums); The loan term is generally not more than 3 years, and the longest is not more than 5 years. Specifically, you can explain your city, and we will further help you determine whether there is this type of loan in the local area. Application materials generally required for loan application: 1. Identification materials II. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. 3. Proof of local residence: fixed telephone bill for any three months in the last year, or water and electricity bill, or other materials that can prove the address. 4. Guarantee certification materials 5. Proof of use: such as car loan, full payment is provided before the loan is issued. After the loan is issued, the full car purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate must be provided. 6. Proof of repayment ability: our payroll customers can directly provide their payroll account flow; If you need to provide other information about this loan, such as social security account running water or personal tax bill, the handling bank will also inform you in time, and you can also confirm these information in detail through the handling bank when applying for the loan.