What is the general limit of a Minsheng Visa all-currency credit card?
If you are traveling abroad, if you have a Minsheng Visa full-currency credit card limit, you can waive the conversion fee when making purchases. , of course, if you want to swipe as much as you want, you must have enough credit on your card. So, what is the limit of this Visa all-currency credit card? Let’s find out together below.
Minsheng Visa all-currency credit card is an international EMV standard chip credit card. It not only has a traditional magnetic stripe identification system, but also uses a highly integrated chip as an information carrier. Through advanced chip encryption technology, it can Effectively reduce the risk of financial fraud such as bank card fraud, making cardholders safer and more secure when using their cards.
As far as we know, the limit of Minsheng Credit Card is determined by the identity document information, income certificate, personal financial situation, etc. submitted by the user when applying. The review standards of each bank are different and are based on the user's situation. to decide what the final amount will be.
If you are applying for a card for the first time, there are two factors that affect the approved credit limit: card level and cardholder conditions.
Card level: Minsheng Visa all-currency credit card is a gold card, with a limit of up to 50,000 yuan.
Cardholder conditions:
1. Personal income: monthly income, nature of work unit, and job position.
2. Personal academic qualifications and professional titles: Higher academic qualifications and technical titles will increase your credit limit.
3. Family conditions: whether married and local.
4. Personal assets: Do you have personal assets such as houses, cars, bank deposits, etc.
5. Other credit cards and limit: If you have a credit card from another bank and the limit is higher, you can apply for a credit card with a higher limit. However, if you have too many credit cards, your application for other credit cards will be rejected.
If you want to get a high-limit credit card, you can provide a significant proof of assets, such as income proof, house ownership certificate, mortgage purchase certificate, car title certificate, bank deposit certificate, etc., or provide Some certificates of personal ability can also help obtain high-limit credit cards.
Minsheng VISA all-currency credit card
(0 handling fees for transactions and overseas cash withdrawals; overseas five-star hotel discounts)
Minsheng Bank Gold Card Upgrade to Platinum Card Limit
Minsheng Bank credit cards are divided into regular card, gold card, platinum standard card, platinum luxury card, diamond card and unlimited card according to the card level. The limit of a regular card is generally between 3,000-10,000 yuan, the limit of a gold card is generally between 10,000-50,000 yuan, the limit of a platinum standard card is generally between 50,000-100,000 yuan, and the limit of a platinum luxury card is generally between 100,000 yuan. -200,000 yuan, the diamond card limit is generally between 200,000 and 1 million yuan, and the unlimited card limit is more than 1 million yuan.
May I ask what the limit of Minsheng Standard Platinum Credit Card is?
The minimum limit of Minsheng Standard Platinum Credit Card is 50,000 yuan and the maximum is 100,000 yuan. This depends on your qualifications and credit. The better the conditions, the higher the limit will be.
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The general limit of Minsheng Bank’s standard platinum card is 50,000-100,000. The credit card limit is determined by the bank based on the applicant's personal qualifications, and the limit of each person's platinum card will be different. If you want a higher quota, make sure your personal qualifications are higher.
For more information about the limit of Minsheng Standard Platinum Credit Card, go to: View more content
What is the limit of Minsheng Standard Platinum Card
Minsheng Bank Standard Platinum The general limit of the card is 50,000 to 100,000 yuan, and the annual fee is 600 yuan per year. There is no limit on the amount for 8 times in the first year, and the annual fee is waived when the amount is 50,000 yuan in the following year.
Of course, the credit card limit is determined by the bank based on the applicant’s personal qualifications. Therefore, the limit of the platinum card applied for by everyone is different. If you want a higher limit, then ensure that you Your personal qualifications are higher.
Minsheng credit card limit situation is as follows:
Ordinary card: limit 3,000-10,000, annual fee 100, one payment in the first year is waived for the current year, and 8 payments in the following year are waived for the following year. .
Gold Card: The limit is 10,000-50,000, the annual fee is 300, the first-year annual fee is waived when you open the card, and if you swipe the card 8 times in the same year, there is no limit on the amount and the next year's annual fee is waived.
Standard Platinum Card: 50,000-100,000, annual fee of 600 is waived for 8 times without limit in the first year, and annual fee is waived when spending 50,000 in the following year.
Luxury Platinum Card: 100,000-200,000, annual fee is 3,600, and annual fee is waived when spending 960,000 in the following year.
Diamond Card: 200,000-1 million, annual fee is 10,000, the annual fee will be waived if you spend 2.7 million in the following year.
The Minsheng Bank Credit Card Gold Card has the following benefits:
1. Preferential points policy. Users can get 100 points by spending 100 yuan with the card. I calculated it by my own method. 100 points are worth approximately RMB 0.279.
2. Free high-value aviation insurance by swiping the card. If the cardholder uses a Minsheng Bank credit card to pay the full air ticket price or more than 80% (inclusive) of the tour fee, he or she will receive a platinum card worth 8 million yuan. , high-value aviation accident insurance of 3 million yuan for gold cards and 1 million yuan for regular cards, and tickets can be delivered to your door.
China Minsheng Banking Corporation (Shanghai Stock Exchange: 600016 Hong Kong Stock Exchange: 01988) is the first national commercial bank established by private capital in mainland China. It was established on January 12, 1996. Major shareholders include Liu Yonghao’s New Hope Group, Zhang Hongwei’s Eastern Group, Lu Zhiqiang’s China Oceanwide Holdings Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance Company, Shi Yuzhu, etc.
Minsheng Bank’s A shares were publicly listed on the Shanghai Stock Exchange on December 19, 2000, and Minsheng Bank’s H shares were listed on the Hong Kong Stock Exchange on November 26, 2009. Ranked 251st on the Fortune Global 500 list in 2018.
Resource source: Baidu Encyclopedia-Minsheng Bank
What is the general credit limit of Minsheng Bank
1. The application limits for various credit cards of Minsheng Bank:
(1) Regular card: 5,000-15,000
(2) Gold card: 10,000-50,000
(3) Standard platinum card: 5 Ten thousand to 100,000
(4) Shangri-La Card: 50,000 to 100,000
(5) Luxury Platinum Card: 100,000 to 300,000
(6) Diamond card: more than 300,000 yuan
(7) Unlimited card: more than 1 million yuan
2. The first withdrawal of Minsheng Bank will take about 4 to 6 billing periods. between. It is relatively stable to increase the quota once in the next three months, and the increase may not be very high. When it expires, you can actively apply or the system actively invites you.
Extended information
The bank gives the credit card a maximum overdraft limit when approving the credit card. You can only use the card to make purchases within this limit. If you exceed this limit, you cannot use the card to make purchases.
The credit limit is determined based on a comprehensive evaluation based on the information filled in when applying for a credit card and the relevant supporting documents provided. The principal card and supplementary card*** share the same limit. Under normal circumstances, the RMB limit and the USD limit in the dual-currency credit card limit can be converted to each other.
The credit limit will be adjusted regularly by the bank, but you can proactively provide relevant financial proof to request an adjustment of the credit limit. In addition, when a higher credit limit is required within a certain period of time for traveling abroad, moving to a new home, etc., you can request to increase the temporary credit limit.
For non-cash transactions, the period from the bank accounting date to the due repayment date is the interest-free repayment period. The interest-free repayment period is as short as 20 days and as long as 56 days. During this period, as long as the amount due on the current period's statement is repaid in full, you do not need to pay any interest on the funds advanced to the store by the bank for non-cash transactions (cash advances do not enjoy the interest-free discount).
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This concludes the introduction to Minsheng’s all-currency platinum credit card limit and Minsheng Bank’s all-currency standard platinum credit card. Did you find the information you need?