Hello, if you need to pay an overseas PAYPAL account through an ICBC card, you can directly use the ICBC card number, cardholder name (Pinyin or English), card validity period, CVV and other information for verification. And payment, because PAYPAL has not activated VBV verification, you do not need to activate verification transactions through telephone banking or online banking. After the payment is successful, the US dollar limit of your ICBC credit card will be reduced. Since you are paying directly in US dollars, there is no Currency conversion fees, etc.

If you need to use a domestic shopping website to conduct B2C or C2C payment transactions, since there is still a certain gap between the domestic acquiring environment and foreign countries, the bank's responsibility for the risk of the cardholder's account The commitment is also limited. Therefore, for the safety of cardholders' funds, domestic banks usually use online banking authentication and signing for domestic online payments. Assisted authentication is performed through passwords, certificates, SMS passwords, dynamic password cards, secret security cards and other means.

At the same time, in China, the legal currency is RMB, and international credit card organizations such as VISA.MASTERCARD are not authorized by the Chinese government and do not have the right to conduct RMB business settlement. Therefore, transactions occurring in China cannot be completed through the VISA.MASTERCARD channel and can only be completed through each bank's own acquiring system or China UnionPay. China UnionPay currently does not have an online verification method similar to VISA. Therefore, for online payments in China, you can usually only sign up for online banking.