Mercedes-Benz Financial Company has also entered the People's Bank of China for credit reporting. There is no extension service for the loan, and one day overdue will be recorded in the People's Bank of China's credit reporting.

If the agreed repayment period falls ahead of schedule in case of a holiday, then you have breached the contract once, which will be reflected in the credit information system of the People's Bank of China, and this record will not be erased until five years after you repay the arrears, so it will be inconvenient for you to use credit lines and credit instruments in the future.

The main factors that affect the personal credit risk score are: overdue repayment in loans, failure to repay according to the agreed time limit and repayment amount after credit card overdraft, or too many loan accounts and credit cards, etc.

Extended information:

Personal credit reporting:

Personal credit reporting refers to the activities of a legally established personal credit reporting agency to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to users' requirements. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting the information collected according to law.

as of 215, the database contains 87 million natural persons, of whom 37 million have credit records.

in may p>219, the new personal credit information was officially published, and the length and fineness of credit information will be further improved.