If the cardholder's conditions do not meet the requirements of staging, it cannot be staged:

First, the credit card is overdrawn, and Everbright Bank stipulates that the issuing bank cannot trade in installments.

2. The credit card status is abnormal or overdue.

Third, you can't apply for installment on the billing date, but apply between the billing date and the repayment date to see if the time does not match.

4. When applying for installment payment of a single transaction, the initial amount of installment payment shall be used, and whether the single transaction meets the requirements of the issuing bank.