Overdue credit records may have an impact on the political review in the civil service examination. Past overdue credit card and online loan records may be considered bad records, and these bad records may still exist even if they have been paid off. After passing the interview, the individual's credit record, including overdue records, may be reviewed during the political review process. The specific extent of the impact depends on the severity of the bad record and the recruitment unit's assessment criteria for personal credit.

First of all, for the political review process of the civil service examination, one of the factors to consider is personal integrity and credit status. Overdue credit records are considered bad records and may have a certain negative impact on an individual's integrity assessment. Although the relevant overdue records have been paid off, the existence of bad records will still attract the attention of the recruiting unit.

Secondly, the individual’s economic status and financial management capabilities will also be considered in the political review process. Overdue credit card and online loan records may reflect personal deficiencies in financial management. This may have a certain impact on the examination of personal financial status in political review evaluations.

In general, overdue credit records may have an impact on the political review in the civil service examination. The recruitment unit will review the individual's credit record during the political review process, paying special attention to overdue records and other bad records. Although the relevant overdue records have been paid off, the existence of bad records may still have a certain negative impact on the assessment of integrity and financial capabilities. Candidates should provide relevant explanations and proofs as much as possible to make up for the possible adverse effects of bad records in the political review.

Extended information:

Credit overdue records refer to records of individuals who have overdue repayments in loan, credit card and other lending scenarios and are registered in the credit system. These overdue records reflect an individual's credit status and repayment ability, which may have an impact on the individual's finances, employment, etc. In the civil service examination, political review is one of the important links in assessing personal character and credit status. The political review process will review personal credit records, paying special attention to bad credit situations such as overdue records. Therefore, overdue credit records may have a certain impact on the political review of the civil service examination.