Although most credit cards are not activated, there is no fee or annual fee, but there are still some special cards to pay attention to, such as platinum cards and customized cards of some banks. Don't treat them lightly, which may lead to overdue arrears!

another thing to be reminded is that if you apply for multiple credit cards, none of them will be activated, which is likely to affect your personal credit record, and it will be difficult to apply for another credit card in the future.

Therefore, if you want to apply for a credit card, you must know whether you use it or not. If you don't use it, you'd better not do it first, otherwise it will be tantamount to giving money to the bank for nothing. What credit card holders need to pay attention to is that many people now put away their credit cards after they have set up them, and think that the credit cards will automatically become invalid after they naturally expire, and there will be no cost. In fact, this idea is not entirely correct. If you don't give a special reminder not to renew your credit card when you apply for it, the bank will automatically renew your credit card for the cardholder before it expires.