Our country is promoting the use of etc nationwide. etc can charge without parking, which effectively improves travel efficiency and saves labor costs. A friend accidentally applied for an etc credit card and it was overdue for one day. What should I do if the etc credit card is overdue for one day?

What should I do if my credit card is one day overdue?

etc If your credit card is one day overdue, you should repay the balance as soon as possible to avoid affecting your personal credit report. Some banks have set a repayment grace period (usually three days) for credit card holders. Paying off the balance within the grace period is considered to be repayment on time. Since the repayment grace period regulations of different banks vary, it is recommended to directly call the customer service hotline of the card-issuing bank to inquire whether there is a repayment grace period. If there is no grace period for repayment, etc. credit cards will be reported to the credit report as soon as one day is overdue, and the bad records will be deleted five years from the date of paying off the debt.

In order to avoid being overdue again, it is recommended that cardholders bind their etc. credit cards to their savings cards for automatic repayment, and activate the bank card SMS reminder service, or replace the credit cards bound to their etc. charge cards with their commonly used savings cards. , these measures can effectively prevent etc. credit cards from overdue again.