Current location - Trademark Inquiry Complete Network - Overdue credit card - Bai Qian financial repayment law
Bai Qian financial repayment law
Operating environment:

Brand model: iphone 13

System version: ios 15.3. 1

APP version: v8.0. 18/ latest version of any mobile banking APP.

The repayment method is as follows:

1. Automatic repayment (bank withholding):

Binding the agent's own bank debit card, the bank will automatically deduct the money on the repayment date.

Note: the money should be deposited in the debit card 3 days before the repayment date. If the money in the card is too small to be deducted, it will be very troublesome if it is overdue.

Applicable people: cardholders who are easy to forget to repay and have busy business.

2. Online banking transfer repayment:

Logging in to personal online banking also supports inter-bank repayment. This method needs to be operated on a relatively private computer. You need to know the website address every time you log in, and don't set a simple password. If the password is leaked, there is a risk that the account will be stolen.

Note: this method can't arrive in real time. Due to the differences in the internal system of the bank, it will not arrive until the next day at the latest, and the extension of non-working days will also be taken into account. So the repayment needs to be calculated in advance.

Applicable people: cardholders who are familiar with online banking and used to online transactions.

3. Mobile banking repayment:

As long as you install the bank client on your mobile phone, you can easily repay with your fingers anytime and anywhere. For the safety of funds, it is necessary to open the advanced version of mobile banking.

Note: the mobile phone can be operated in various occasions, so we must pay attention to the protection of passwords and the custody of the mobile phone. Once the mobile phone is lost, it must be reported to the mobile operator immediately and the mobile banking service must be cancelled.

Applicable people: mobile phone players and cardholders who are familiar with all kinds of mobile phone software.

4. Repayment at the bank counter:

Pay card-to-card transfer at the bank counter.

Note: this method can't arrive in real time. Due to the differences in the internal system of the bank, it will not arrive until the next day at the latest, and the extension of non-working days will also be taken into account. So the repayment needs to be calculated in advance.

Applicable people: more conservative cardholders.

5. WeChat repayment:

If you need to apply for withholding again, you can use the mobile phone number reserved when handling business to bind our official micro signal "10000 installment purchase" to apply for withholding again.

Note: WeChat application for repayment is only applicable to customers who have not received the payment on the repayment date to apply for the second withholding. If the repayment date has not yet arrived, WeChat cannot apply for withholding again.

Applicable people: WeChat experts and cardholders who are familiar with WeChat operation.