This situation is not allowed.

Under normal circumstances, if the same bank has six overdue repayments and three consecutive overdue repayments, the bank will report it to the People's Bank of China, and the overdue records will be entered into the central bank's system. In order to prevent your credit card from overdue, you can apply for a savings card from the same bank as your credit card, bind the two cards, and activate the automatic repayment service. Of course, you should also pay attention when using automatic repayment. You must have enough money in your savings card, otherwise the repayment will fail.