If you apply for multiple credit cards in different banks, the overdue blocking of the credit card of one bank will not affect the use of credit cards of other banks. Overdue credit card repayments will have an impact on future business operations. It is recommended that you try to repay your bills on time.
Late repayment of credit card: 1. Your bad repayment record will be recorded in the personal credit system, which will affect your handling of other businesses at the bank in the future, such as loans. 2. Interest and late fees will not continue to accrue if you default, and if the bank thinks you are maliciously defaulting, you will be prosecuted in the name of credit card fraud. Credit card fraud is an economic crime.
If it is a China Merchants Bank credit card, you can consult online through QQ or WeChat for any information you want to know about China Merchants Bank’s credit card services. Method 1: Search for 4008205555 among QQ business friends and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center.