Worth it.
According to official information from Changan Bank, the cost of holding a platinum credit card is not high. If you spend a certain amount or make a certain number of transactions, you can waive the annual fee. It is fast to apply for a card, has relatively powerful functions, supports multiple currencies, and also supports digital renminbi.
Chang'an Bank's full name is Chang'an Bank Co., Ltd., which was established in 2009 and is headquartered in Xi'an, Shaanxi Province.