Have you noticed that some bank cards are marked with "visa"? This card is a visa card. China Merchants Bank has launched a visa card, which can be a credit card, a debit card or even a prepaid card. What is the Visa card of China Merchants Bank? How do we apply for a visa card? Next, follow me to have a look.
How to apply for visa card of China merchants bank
Visa card is a dual-currency credit card of China Merchants Bank. It should be noted here that not all visa cards launched by China Merchants Bank are credit cards. For example, the international debit card launched by China Merchants Bank also belongs to the visa card. In general, visa credit cards include ordinary cards and gold cards, so you can pay attention to them when you handle them at ordinary times.
Visa credit card is an overdraft credit card, which is used to spend first and then repay. There is no interest on deposits, and there is a handling fee for withdrawals. Used for credit card consumption. Visa Gold Card is a VIP card for customers with assets of 50,000 yuan of China Merchants Bank, that is, a savings card. Deposit bears interest, which can be used for fixed term, demand, national debt, wealth management, funds, online banking, etc. The handling fee is 50% off. The former is for consumption and the latter is for saving money.
Visa credit card application card opening process:
1, fill in the application form;
Give your personal certificate, professional certificate, income certificate and other information to the bank. , and various copies;
3. The bank sends it to the credit card center;
4. The credit card center conducts audit, business card printing and card issuance;
5. After getting the card, open the card and wait for the password letter.
Do you understand all the above? Visa cards are not only credit cards, but also debit cards, ordinary cards, gold cards, platinum cards and unlimited cards. So, if you want to apply for a visa card, you need to know which visa card you want to apply for. The above also gives you the process of applying for a visa, I hope it will help you.
Can China Merchants Bank credit card open VISA function?
1. China merchants bank can handle Visa credit cards.
Applicants can apply at the business outlets of China Merchants Bank with their identity documents, financial certificates and work certificates, or apply online. Take official website as an example. The main process is to log in to China Merchants Bank official website, click Credit Card → Online Credit Card Application → Visa → Apply Now, fill in personal information, submit the application, and then wait for the bank's approval. If you want to cancel this service, please log in to Volkswagen/Professional Online Banking and click Online Payment-Online Payment Function Application-Visa/MasterCard Verification Service. This function is suitable for overseas online payment, and setting up this service is free.
Second, China Merchants Bank visa credit card processing requirements
The requirements for applying for China Merchants Bank visa credit card are the same as those for applying for other credit cards. The applicant shall meet the following conditions:
1. The age should be 18~60 years old, and foreigners are 25~60 years old.
2. Have certain economic ability and good credit record.
If you meet the above conditions, you must not apply for a credit card empty-handed. You need to prepare some application materials to prove your identity, work, income and credit status.
Application materials include: credit card application, copy of the front and back of ID card (foreigner: passport and residence permit or employment permit; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit) and the work certificate issued by the unit. In addition, the proof of real estate, vehicles and deposits in the applicant's name is also helpful for the application.
Third, China Merchants Bank visa credit card processing methods
1. Make an appointment for the card online.
After completing the appointment, we will inform the preliminary results by phone or SMS within 7 working days. If you pass the preliminary examination, someone will come to the door to apply for a card for you.
Tips: Platinum card, unlimited card, etc. Online booking applications are not accepted for the time being.
2. Make an appointment to apply for a card by phone
Call the service hotline 4008205555 and press 3# to enter "Apply for Credit Card".
3. Network card
You can also bring your ID card to our business outlets in person.
What are the requirements for handling China Merchants Bank's visa credit card?
What are the requirements for handling China Merchants Bank's visa credit card?
Apply for China Merchants Bank visa Card:
Both China Merchants Bank's credit card and one-card card have visa cards, but one-card cards must be above the gold card level to have visa.
If it is a visa card that requires a credit card, it must be handled in accordance with the normal credit card channels. The most basic requirement of China Merchants Bank for credit card processing is to have an ID card and proof of work income. These two certificates are indispensable. Without proof of income (or the salary of the last three months is ok), it is impossible to handle it.
If you don't have to have a credit card, you can get a card, which is an ordinary debit card, and you can't overdraw it. Visa card can be selected as the gold card of China Merchants Bank Card. To apply for a gold card, you must be at least 16 years old and have an ID card, and then the average daily balance in the card is more than 50,000 RMB. If you don't want to get a credit card or it's inconvenient to find proof of income, you can consider getting a gold card and a visa card.
Hello, the most important condition for applying is to have a stable job and income. When applying for a credit card, you need to fill in the application form and attach a copy of your ID card and a work certificate issued and sealed by the personnel department of the unit. Of course, if you can provide other financial proof, it will be more helpful for us to understand your personal situation and judge the credit limit.
What are the requirements for applying for China Merchants Bank credit card? China merchants bank credit card
What are the requirements for Dongguan China Merchants Bank to apply for a credit card? What are the requirements for Shenzhen to apply for China Merchants Bank credit card? China Merchants Bank credit card processing conditions
Card conditions:
China residents, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan, who have reached the age of 18, have full capacity for civil conduct and good credit standing, can apply for a personal credit card master card from the card issuing institution with their valid identity documents. Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time.
Card information:
To apply for a card, you need to provide a copy of your ID card, a copy of your work permit, proof of income or the original property, a copy of your driving license or proof of continuous payment of social security in the last 3 months.
Handle China merchants bank VISA credit card handle China merchants bank visa credit card
China Merchants Bank's credit card is directly exempt from the annual fee in the first year, and the annual fee for the following year is exempted after swiping the card for 6 times. (Online transactions count as the number of swipes, not points. Cash withdrawal transactions are not counted)
The first year refers to 12 months from the date of card issuance, not a natural year.
The annual fee will be deducted from the13rd month after the card is issued for the number of swipes that have not been activated or failed to meet the requirements of the bank in the first year. Arrears of annual fees will affect personal credit records.
It is suggested that credit cards that are not intended to be used should be cancelled in China as soon as possible in June 5438+February to avoid unnecessary expenses and overdue records.
What are the requirements for handling the dual-currency credit card of China Merchants Bank?
Income certificate, ID card, work certificate, fixed telephone answering. If the amount is high, provide proof of financial resources, such as the name of the property, car driving license, etc.
Is it difficult for China Merchants Bank to apply for visa credit card?
The difficulty depends on whether the information you provide meets the auditing standards of the applicant bank. Taking recruitment behavior as an example, audit is a comprehensive evaluation of the system, and there will be many reference factors, such as work, income, stability, personal credit and so on.
The most important condition for applying is that China Merchants Bank is in the place where you work and live, at the age of 18-60, and has a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate, both of which are indispensable. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit.
VISA, also translated as Visa, is a credit card brand managed by Visa International in San Francisco, California, USA.
VISA card was issued in 1976, and its predecessor was a bank card issued by Bank of America.
20 17 In June, "Top 20 17 BrandZ Most Valuable Brands in the World 100" was released, and Visa ranked seventh with the brand value of 1 10999. On may 29th, 20 18, "BrandZ 2065 438+08 Top Most Valuable Brands in the World 100" was released, and VISA ranked 7th. 2065438+February 2008, 65438+2065438, VISA was selected as one of the top 500 brands in the world. In 20 19 and 10, Interbrand ranked 55th in the list of top global brands 100. 20 191010.23, 2019 Fortune 50 list was announced, and Visa ranked 43rd. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products.
On March 6, 2022, Visa announced that it would stop its business in Russia.
Visa provides a rich credit card product platform for its financial institution customers, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.
Visa provides a wealth of consumer debit card products for consumers in different regions and at different consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa debit cards are divided into four brands-Visa, VisaElectron, Interlink and PLUS.
Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged. For consumers who have not yet opened an account in a bank, Visa prepaid card solution is a safer and more convenient choice than cash and checks. The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits. Visa also provides prepaid gift cards, which can be used by any merchant who accepts Visa debit card products. Prepaid products better meet the needs of global travelers, provide them with the unique convenience and security of electronic payment, and avoid the trouble caused by cash and checks.
So much for the introduction of China Merchants Bank visa Credit Card.