1. Redeem gifts. You can go to the official website of the credit card bank to check the credit card points, and you can see some goods exchanged for the points and the prices of the goods. Of course, the goods of each bank may be different. Besides the physical objects, there are other things, such as commodity coupons, experience coupons and so on.

2. Redeem gifts at the mall. Some of the converted consumption points can be deducted. All in all, this part of the exchange is provided by the merchants, and the merchants have the final say. This is a new method in recent years, which can be exchanged in bank cooperative stores, and can also be used as cash to buy things. Some department stores, such as New World Department Store and Starbucks, are all convertible.

3. Change mileage. Some credit card points can be directly converted into mileage, but VIP users usually need to buy them in airlines. Miles that can be redeemed with points when traveling or traveling.