Recently, according to media reports, a series of thefts and robberies targeting Chinese students have occurred in London, England. The criminals said they robbed Chinese students because they looked rich. A British media person said that some Chinese students behave so generously that they make British people feel that their wealth is unfathomable. In fact, it often happens that Chinese students get into trouble for showing off their wealth, and some even die because of it. After the summer vacation, a large number of international students will embark on overseas study trips. Experts say that only by helping children establish correct values ??and guiding them to engage in rational consumption can such incidents be avoided from happening again.

In recent years, due to factors such as the increase in family income, the increasing pressure to enter higher education, and the superior level of foreign education, the number of international students has become younger. Experts say that because young international students are young, have low self-discipline, and have weak financial concepts, parents should not give them too much money.

?What if the child is alone outside and needs money urgently? ? Regarding parents’ concerns, experts recommend that parents apply for a multi-currency credit card with an additional card. When children are in urgent need of money, they can swipe the card to make purchases. The consumption text messages will be sent to parents in China to monitor their children’s rational consumption.

It is understood that China Minsheng Bank has specially issued a multi-currency credit card for international students based on the characteristics of international students. According to the staff of Minsheng Bank, before going abroad, you can apply for a dual-currency credit card in the local currency according to the destination where you study abroad. Parents hold the main card at home, and the children hold supplementary cards abroad. The children can spend within the overdraft limit of the card. For cash withdrawals, parents only need to use RMB to purchase foreign exchange and repay the loan in China. Parents can keep track of their children's consumption dynamics through online banking or statements, adjust the overdraft limit accordingly, and prevent their children from spending money overseas.

In addition, my country’s international students are currently mainly distributed in the United States, Canada, the United Kingdom, Australia and other countries. Although the exchange rate of RMB against local currencies continues to strengthen and the cost of studying abroad has slightly decreased, for many Chinese families, The cost of children studying abroad is still a huge expense. China Minsheng Bank's multi-currency credit cards for international students fully consider the needs of international student families and provide dual-currency credit cards in six major currencies, including US dollars, pounds, Canadian dollars, Australian dollars, and euros. When you swipe your card to make purchases at your study abroad destination, you can directly record various purchases in the local currency, which not only saves high currency conversion fees, but also effectively avoids exchange rate risks caused by secondary exchanges. Especially this year, Minsheng Bank launched the activity "If the foreign currency transaction currency is the same as the currency of the credit card's foreign currency account, the foreign currency transaction fee will be waived". There is no need to pay any foreign currency transaction fee for swiping the card, making it more economical and practical. The best choice for international students to use cards abroad.