Usually, credit cards have a three-day grace period, and the repayment is not overdue within the grace period, so one day overdue will not produce overdue records. \x0d\ Take CMB credit card as an example: \x0d\ The deadline of grace period for repayment of CMB credit card is the third night 12. \x0d\ At present, most banks have implemented "time tolerance" service, and the grace period for most repayments is 3 days. "For example, if your repayment date is the 25th of each month, and it is postponed for three days, that is, repayment within the three-day grace period from 26th to 28th can be counted as timely repayment." A staff member of the bank credit card center explained. "If the minimum repayment amount is paid, there will be no late payment fee, and only the interest on the unpaid part will be collected. If paid in full, no interest will be charged. " However, if there is no repayment within the grace period, the bank will charge late fees and interest.