The upper limit of the temporary credit line of Bank of Communications is 30% of the original credit line, and the time is generally one month. Temporary adjustment must be paid off in full on the next month's billing date, not in installments, and cannot enjoy the minimum repayment amount.

The withdrawal amount of the Bank of Communications credit card is included in the credit limit of the credit card, which is generally 50% of the credit limit.

The domestic cash withdrawal limit of Bank of Communications credit card, and the daily cash withdrawal limit of each credit card does not exceed 2,000 yuan; The maximum amount of cash withdrawn from the atm every day for each card is not more than RMB 5,000 (there is enough overflow, and the repayment is at least RMB 3,000); At most, you can withdraw all the overpaid+"2000" RMB at the counter. You can't withdraw US dollars with a credit line in China.

If you find that your credit card limit of Bank of Communications is not enough when the demand for shopping increases within a certain period of time, you can call the 24-hour service hotline of Bank of Communications and apply for a temporary increase in the credit card limit of Bank of Communications. After the application, Bank of Communications will also examine and approve your application according to your card usage and credit status.

However, this method of temporarily adjusting the credit line has a time limit. The temporary credit line of Bank of Communications is up to 3 months, after which your credit line will be restored to the previous credit line. Therefore, it is necessary to remind cardholders who temporarily adjust the credit card limit of Bank of Communications to remember the time limit for adjusting the credit card limit after applying for adjusting the temporary credit card limit, so as not to bring unnecessary trouble to cardholders.