The application requirements for American Express Card of China Merchants Bank are as follows: 1. The age must be 18 years old and above; 2. Hold a valid resident identity document; 3. Have a stable personal annual income or family annual income, the specific amount depends on the evaluation criteria of China Merchants Bank; 4. Have a good credit record and credit record. In addition, the applicant must meet the membership requirements of American Express, such as no bad credit record and criminal record.