The advance cash limit of bank credit cards is generally 50% of the credit limit (except for cards with special provisions). At the same time, the maximum daily withdrawal amount of each card in China is RMB 2,000; The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1 ,000 USD, the cumulative cash advance of 1 month shall not exceed the equivalent of 5,000 USD, and the cumulative cash advance of 6 months shall not exceed the equivalent of 1 ,000 USD.
Credit card withdrawal process:
1. Counter service
(1) Submit the card and my valid ID to the teller, and verbally inform the teller of the withdrawal amount;
(2) Carefully check the amount printed on the cash withdrawal form, and sign at the bottom of the document after confirmation;
(3) If the document amount is wrong, ask the teller to cancel the original transaction and tear up the document face to face, and handle it again;
(4) Retrieve the "cardholder stub", cash, ID card and transaction signature of the card.
Note: you don't need to show your certificate to withdraw cash by password.
2. ATM
(1) Turn the card face up as prompted, and insert the magnetic stripe on the back of the card into the ATM；;
(2) Enter a 6-digit cash withdrawal password (when entering the password, pay attention to blocking others' sight with your hands or body);
(3) Select the transaction type and amount and withdraw cash;
(4) After the transaction, press the exit key. If print is selected (print is recommended), 1 cash withdrawal form will be automatically printed at the exit of the transaction form;
(5) Get back the card and the cash withdrawal slip. Keep the cash withdrawal slip properly for reconciliation.