According to the information provided, we can draw the following conclusions: Although there were 8 overdue records of credit cards two years ago, the latest credit report shows that it is normal. According to this situation, housing provident fund loans may be available. The following is a detailed explanation of this conclusion:

1. First of all, in the past two years, although many credit cards are overdue, it is important that the recent credit report shows normal. This shows that in recent days, you have paid back on time and maintained a good credit record.

2. Secondly, housing provident fund loans usually need to evaluate the applicant's credit situation. Although the overdue credit card records will have a negative impact on the credit score, if the recent credit report shows that it is normal, then you can think that you have taken measures to improve your credit status and repay the loan normally.

3. Finally, the approval of housing provident fund loans also involves other factors, such as income, loan amount and repayment ability. If you meet the loan requirements except for the overdue credit card, you are expected to get a housing provident fund loan.

To sum up, although the credit card was overdue eight times two years ago, if the recent credit report is normal and meets the conditions of other housing provident fund loans, you may have the opportunity to get a loan.