How is the Credit Card Department of China Merchants Bank?

The jobs in the Credit Card Department of China Merchants Bank are relatively good, and usually the promotion mechanism is relatively complete. The details are as follows:

1. Teller in the Credit Card Department of China Merchants Bank:

(1) Work intensively in the accounting line, set a business benchmark, be promoted to teller manager, and then compete to be hired as accountant of the branch Supervisor, and then competing for the position of deputy president of a branch, it usually takes 5 to 8 years to get here. If you go higher up, you can climb to the accounting department of a provincial branch and become a small leader, then compete for the position of general manager of the accounting department, and then move to the head office.

(2) Transfer to an account manager position and follow the marketing line. Generally, you need to have a strong sense of marketing when doing cabinet work, and transfers generally require you to take a written test and interview.

2. Account Manager of Credit Card Department of China Merchants Bank:

(1) Always working as an account manager: Account Manager Assistant → Account Manager → Senior Account Manager Assistant → Senior Account Manager → Private Banking Consultant , it takes more than 5 years. As the level continues to rise, salary income also continues to increase, and the customers managed become more and more high-end. Mainly relying on professional knowledge to promote performance growth to increase income, but I have been working in the branch, receiving Management of branch heads.

(2) Competition for the position of branch president. The president of a branch usually needs to be replaced every three years, and every year there are always presidents who are dismissed due to poor performance, so if you like to be a leader, you can usually participate in the annual branch president election after having 3 years of work experience. Competition for recruitment. Being a branch manager is very stressful. You are burdened with more than 50 indicators every year. If you don't do well, you will get a red card and be dismissed directly.

(3) Develop to relevant departments of provincial branches. For example, the private account manager goes to the private finance department, the corporate account manager goes to the corporate business department, and the retail loan account manager goes to the credit department, and then becomes a leader in these departments.

Extended information:

Notes on the work of China Merchants Bank’s Credit Card Department:

1. Banking skills training:

Introduction to the bank’s Business scope, main products, market positioning, target customers, competitive environment, etc., to enhance the market awareness of new employees; at the same time, the teller position will mainly learn theoretical knowledge such as basic financial knowledge, accounting operating standards, counter teller business, and master banknote counting and cashiering. Practical skills such as subpoenas and digital entry;

The account manager position mainly learns the bank’s specific business types, customer marketing skills, business system operating procedures, etc.; skills competitions and assessments are generally organized during the business training process. And finally make an assessment and evaluation of each new employee, so students should take it seriously and perform actively, so that they can quickly adapt to the work environment after taking up the job and win the recognition of the leadership.

2. Banking professional image training:

Banks are a typical service industry, so they attach great importance to professional image. During the training period, banks will hire professional etiquette teachers to provide students with Explain etiquette knowledge, including polite language, standing, sitting, walking training, appearance and appearance, etc., to help everyone better transform their professional image and become a qualified banker.

What does a credit card application specialist do, including daily work! The more specific the better!

1. Credit card specialists are sent by the bank’s credit card department to life insurance companies to assist life insurance salesmen in handling credit card business.

Take Ping An Insurance as an example. Ping An’s life insurance salespeople can do cross-selling, banking business, property insurance business, credit, securities, investment, etc. Therefore, banks, property insurance, securities and other companies will designate a specialist for each department to assist salesmen in handling their own company's business, and provide relevant training and guidance to life insurance salesmen.

For banks, they are banking specialists, for property insurance companies, they are property and casualty insurance specialists, and for securities companies, they are securities specialists.

To put it simply, I am very familiar with life insurance and am an expert, but it is impossible to be an expert in property insurance, banking, and securities. In that case, I need the guidance and assistance of these specialists.

II. Job Description

Job Responsibilities:

1. Applicants aged 23-45, with one year or more work experience; (Nanjing locals may qualify Relaxation)

2. Educational background: college degree or above;

3. Enthusiastic and positive, motivated and responsible, loves his job, and can accept training from the company;

4 , have good organizational and communication skills, and be able to endure hardships and endure hardships;

5. Be able to accept challenging work with good psychological quality and teamwork ability;

6. Have experience in finance, Applicants with working experience in management, insurance, sales, service, medicine or law industries are preferred.

Job Requirements:

Job Requirements:

1. Serve the company’s VIP customers and high-value individual customers, and provide comprehensive financial management for high-value individual customers. Services;

2. Banking business: related products and services provided by Ping An Bank, including savings business, financial management business, credit card business, credit business, etc.;

3. Securities business: Stocks, bonds, funds;

4. Trust business: property trust management, financial product trust management;

5. Life insurance: health, accident, pension, education fund, group insurance etc.;

6. Property insurance: car insurance, home property insurance, cargo transportation insurance, public liability insurance, etc.;

7. Regularly contact customers to report the income of financial products, Maintain a good relationship of trust.

What do the credit review clerks in the bank’s credit card department mainly do?

What do the credit review clerks in the bank’s credit card department mainly do?

The bank’s credit card department The credit review clerks mainly do credit investigations.

Information auditors are an emerging profession that emerged with the development of the Internet. As the amount of information on the Internet increases, in order to ensure the legality and standardization of information, And to express the will of the company through the standardization and screening of information, the industry of information auditing was born, and the position of information auditor was also born.

For Internet companies with a huge amount of information, information auditing occupies a very important position. Information auditing work is the guarantee of the quality of the entire website and is the lifeline of the website. For example: Baidu, Sina, Sohu, Taobao, Alibaba, Ganji.com and other websites that generate massive amounts of information every day, as well as various large-scale forums and blogs, all require professional information auditors for professional processing.

Qualifications

Information auditor is a new profession, and there is currently no relevant qualification certification. Except for websites with special languages ??or highly technical skills, most of these positions have relatively low personnel requirements. They are mainly young people with technical secondary school and university degrees. This is a great opportunity for young people who have just entered the Internet industry. Good choice.

What does the market business representative of the bank's credit card department do?

Mainly apply for credit cards for qualified people. The specific job is to go to the customer unit with the credit card application form every day and directly Find customers to apply for bank cards. Then the bank calculates the performance of the business representative based on the business representative's daily performance, the number of orders placed, and the credit card approval rate (that is, how many cards have been successfully applied for by the customer), and pays him or her salary and sales commission. The monthly salary of a good bank market business representative is very high. It doesn’t matter which industry you work in. As long as you learn the marketing skills, you will have a high and steady income, because you will accumulate a lot of customers by doing this. group. I think the current bank with this title should be Shanghai Pudong Development Bank, which is also engaged in credit card promotion. China Guangfa Bank calls this account manager, and Shenzhen Development Bank and China Minsheng Bank also call them this. Industrial Bank calls them direct sellers, Shanghai Pudong Development Bank calls them market business representatives. These are the only banks currently hiring. I hope qsxpz friends can find a good job. Remember: selling things is always the most profitable business!

What does the credit card specialist of Ping An Bank mainly do?

1. Promote and sell the bank’s credit cards and related consumer financial products, and complete the established credit card sales task targets.

2. Proactively contact customers in a timely manner to assist in the implementation of local credit card customer relationship maintenance work.

3. Actively prevent credit card risks.

The main source of income for this job is the commission earned from promoting credit cards. The specialist's income is determined by the number of cards applied for. If a card is approved, there will be a commission, which ranges from 20-50 for ordinary cards. , the gold card ranges from 30 to 100, and there are also deductions for failure to complete the plan. The remuneration is not considered as formal employment. They sign a labor contract with a third party and are covered by up to three insurances.

People from the Credit Card Department of China CITIC Bank, please come in!

As long as you have proof of income, it is easy to apply for a CITIC card, but the limit should not be very high. If you are applying for a credit card for the first time, the general credit limit is around 4,000.

Of course, if your company is of good quality and has a good reputation, you can also fill in more of your income, and there is a chance of getting a gold card or platinum card.

How does the bank’s credit card department conduct audits?

If the applicant meets the requirements required by the bank’s credit card center to apply for a credit card, it generally does not take a long time and can be approved within 15 working days. , the relevant situation is as follows:

1. It takes 8 working days for the credit card to enter the audit;

2. As long as the submitted application materials are complete, it usually takes 2 days from the audit department to the second review. After the audit is completed on working days;

3. After passing the audit, a card will be made for the customer within 2 working days;

4. Send it to the customer by registered mail according to the billing address Generally, the delivery time of registered mail is within 15 days.

Other related:

1. Applicants can log in to the official website of credit card application to check the progress of credit card application;

2. If the applicant does not receive the credit card for a long time, For credit cards, you can call the credit card customer service hotline and be transferred to manual service for detailed verification.

What about working as an entry clerk in the credit card department of a bank?

Is it official? How about basic salary, hardware and benefits? If it's good, then it's OK. If you're asking about the work content, the work is tedious and you do the same thing every day. It's just a job to get by. People who are more patient can do it.

Urgent! Citibank Credit Card Department

All Citibank credit cards are audited in Shanghai. What is your position? Are you in sales? Sales are based on basic salary plus performance, so performance is very important. Most sales earn more than auditing. . . There are always seven or eight thousand, and the good ones can be tens of thousands. But it’s hard, being out all day.

Is there a bank’s credit card department?

If you need to know about China Merchants Bank’s credit card-related business, you can call the customer service hotline 4008205555 and transfer to manual service for more details.

What does a credit card center do?

According to Article 4 of the "Notice of the China Banking Regulatory Commission on Issuing Supervision Guidelines for Specialized Institutions of Chinese-funded Commercial Banks": The term "specialized institutions" as mentioned in these Guidelines refers to Chinese-funded institutions An institution established by a commercial bank to target a specific field of business of the bank, which is different from traditional branches

What does the Commercial Department of the Bank of Communications Credit Card Center mainly do

The Commercial Department of the Bank of Communications Credit Card Center also I'm not there to promote others to apply for credit cards, I'm here to expand and maintain cooperative merchants, and I'm here to do business negotiations.

The Card Center is divided into three departments. The Department of Commerce is not involved in any sales of credit cards at all and is only responsible for negotiating with corporate merchants.

For example: discounts for swiping cards, refund of card swiping fees, POS machine business negotiations.

Extended information:

(1) Formulate development strategies and policies for domestic and foreign trade and international economic cooperation, draft domestic and foreign trade, foreign investment, foreign aid, foreign investment and foreign economy Draft laws and regulations on cooperation and formulate departmental rules, put forward opinions on the connection between my country's economic and trade laws and regulations and with international economic and trade treaties and agreements, and study the development trends of economic globalization, regional economic cooperation, modern circulation methods and the reform of the circulation system and make suggestions.

(2) Responsible for promoting the adjustment of the circulation industry structure, guiding the reform of circulation enterprises, the development of commercial services and community commerce, proposing policy recommendations to promote the development of small and medium-sized commercial enterprises, and promoting the standardization of circulation, chain operations, and commercial franchising. , logistics distribution, e-commerce and other modern circulation methods.

(3) Formulate domestic trade development plans, promote the development of urban and rural markets, study and propose policies to guide domestic and foreign capital investment in market system construction, and guide bulk product wholesale market planning, urban commercial network planning, and commercial system construction work , promote the construction of rural market systems, and organize the implementation of rural modern circulation network projects.

(4) Take the lead in coordinating, rectifying and standardizing the market economic order, formulate policies to standardize market operations and circulation order, promote credit construction in the commercial field, guide commercial credit sales, and establish market integrity *Service platform to supervise and manage special circulation industries in accordance with relevant regulations.

Reference source: Baidu Encyclopedia - Ministry of Commerce

What does ICBC Credit Card Department mean?

The credit card department generally refers to the credit card issuer.

(Answer time: May 31, 2021. In case of business changes, please refer to the actual situation.)

This is the introduction of what the credit card department does.