If the store does not support third-party payment platform payment, or if your WeChat or Alipay payment for the day has reached the limit, the only option you can choose is bank card payment. Now, in order to retain users, many banks have launched many cardless products similar to credit cards, such as Agricultural Bank of China’s K code payment, China Merchants Bank’s Yidiantong, Industrial and Commercial Bank of China’s ICBC E payment, China Construction Bank’s account payment, and Bank of China’s Bank of China Express Payment. Today, the editor will talk to you in detail about Bank of China’s BOC Quick Pay? How can it be opened and closed?

What does BOC Quick Pay mean?

1 "BOC Quick Payment", as the name suggests, is the abbreviation of Bank of China Express Payment. It is a convenient and fast online payment method launched by Bank of China.

2 When you pay for goods, you can activate it yourself through the merchant or the Bank of China website, using bank cards as the payment medium, and it is mainly used as a fast payment method for B2C online payments. There is no need for you to open Bank of China’s online banking in advance, nor is it required for you to go to the counter with your ID card.

3 Accept the verification code through the mobile phone number bound to the bank card, fill in the verification code directly when paying, and the payment amount will be directly deducted from the bank card. This payment method is UnionPay Quick Payment. The same is true for BOC Quick Pay. When using it for the first time, you only need to enter the bank card number, the last 4 digits of the mobile phone number, the mobile transaction code, and the bank card password for identity verification; after passing the verification, sign a contract with BOC Quick Pay for payment, and then the user can pass BOC Quick Payment deducts fees directly from your bank card to complete the payment.

4 Users who use BOC Quick Pay can also set an account alias for each bank card instead of the card number, which can prevent them from getting the wrong bank card and prevent the bank card number from being leaked. When making another transaction, you can directly enter the set account alias to complete the payment.

5 Currently, the only cards supported by BOC QuickPass are Bank of China series credit cards, Bank of China Great Wall series credit cards, China Great Wall series electronic debit cards and corresponding virtual credit cards and debit cards; Bank of China series credit cards Supplementary cards and Great Wall series supplementary cards are not currently supported.

6 BOC Express Payment is a small-amount payment and does not charge handling fees; the maximum single transaction limit is RMB 5,000, and the daily cumulative limit is also RMB 5,000.

While UnionPay Express Payment makes our lives more convenient, it also comes with certain risks. If text messages on your mobile phone are stolen or a Trojan horse virus is implanted in your mobile phone, fast payments such as Bank of China Quick Payment only need to obtain your SMS verification code to wipe away your money, so remember to pay attention to safety when you are looking for convenience. .