Of course. Take the initiative to negotiate with the bank to repay all the arrears in installments, so during the installment period, you can only repay the principal of the credit card without paying interest. ICBC's credit card is the credit card with the highest circulation in China. ICBC's credit cards mainly include Peony International Credit Card, Peony Credit Card and Peony Credit Card. According to the brand of ICBC's credit card, Peony Visa Card, Peony MasterCard and Peony American Express Card are divided into platinum card, gold card and ordinary card according to the credit rating, and business card and personal card according to the issuing object, among which personal card is divided into main card and auxiliary card. China Industrial and Commercial Bank Co., Ltd. is a well-funded, advanced management, experienced and internationally renowned joint-stock commercial bank. It has been ranked among the 65,438+0,000 largest banks in the world by British Banker magazine for five consecutive years, the best bank in China by American Global Finance magazine for three consecutive years, and the best mainland commercial bank in China by Hong Kong Asian Currency magazine for two consecutive years.