Quick credit card limit increase

1. Frequency of credit card swiping

In daily life, it is best to develop the habit of swiping your card whenever you can. On the one hand, you can use it for free. During the bank's interest-free period, you can add a little extra financial income to yourself. On the other hand, you can also become an active user of the bank. Usually, banks will have quota rewards for active users of the bank.

2. Continuous and stable consumption for a long time

Banks generally have credit card holders who have been cardholders for more than one year and have transactions every bill month. This group of customers usually take the initiative to increase their limit. If the customer takes the initiative to apply for a permanent limit increase, the bank will have a higher chance of approval.

3. Frequent cash withdrawals and frequent credit card installments

For cardholders who frequently withdraw cash from credit cards, the risk factor for banks is very high, but at the same time, the risk factor for cash withdrawals is very high. Cardholders are also the ones who contribute the most to the bank; installment users have relatively low risks, but their contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as a means of generating income, cash withdrawal and installment users are the favorites of banks. When applying for a limit increase, the relative success rate will be very high.

4. High consumption amount

Irregular large consumption, and then normal repayment. Banks usually define these cardholders as high-quality customers. When judging the cardholders If there is a larger demand for the amount, the amount will be increased as appropriate.