Those who know about credit cards should know that credit card points can be used to do many things and obtain many discounts in life. When using a credit card, saving points is also a skill. As we all know, the points rule for China Merchants Bank's credit cards is 1 point for every 20 yuan spent. Such a point rule cannot meet the demand. So how to earn CMB points? What are the uses of CMB credit card points? Let’s find out together.

How to earn CMB points?

1. When applying for a credit card, try to apply for CMB City Card, which has a 1.5 times points advantage.

2. Participate in as many CMB activities as possible, such as 2,000 bonus points for withdrawing 10,000 yuan online.

3. Use China Merchants Bank APP Palm Life and recommend people around you to apply for China Merchants Bank credit cards. Recommending one person will earn you 1,000 points. Recommending two people will earn you 2,000 points. Recommending four people will earn you 10,000 points. Note that 10,000 points is the cap reward.

4. Spend multiple points on your birthday month and day.

What are the uses of China Merchants Bank credit card points?

1. Classic white card: 10,000 points can be used to offset the annual fee of the main card of 3,600 yuan; the mileage value of the three major domestic airlines is 7- 800 yuan; exchange for 4 nights in a selected five-star hotel worth 2,400 yuan.

2. Diamond Card: Can be redeemed for domestic children’s air tickets and selected family-friendly hotels.

3. CMB points can also be used to redeem merchant products, such as Starbucks coffee, etc.; they can also be redeemed directly for various gifts at the CMB online mall.

The above is a summary of how to earn China Merchants Bank points and the uses of China Merchants Bank points. For those who spend more frequently with credit cards, don’t waste your points and strive to maximize your points rights.