We know that credit cards generally need to be swiped during normal business hours, preferably during the day, otherwise it may easily trigger the risk control. Many people want to know if there is a time limit for credit card repayment. If it is ok to repay at 9 pm, here is a brief introduction.

Can I pay back the money by credit card at 9 pm?

There is no specific time limit for credit card repayment, as long as it is before the end of the final repayment date (not exceeding the grace period), any time period will do. If you want to repay during the day, you can repay during the day and think about it at 9 pm. After all, the credit card repayment channel will not be closed at night.

If you can, use the bank card in my name to transfer the repayment, and don't let others help you, otherwise you may be considered to find someone to pay for it, and the bank will doubt everyone's repayment ability.

Does it matter if the credit card is repaid at night?

If the credit card repays at 9 pm, pay attention to the repayment time, especially the last grace period. Some banks set the safest repayment time.

For example, the latest repayment time of CCB and Minsheng Bank within the grace period is before 17; Industrial Bank before 18; Huaxia Bank before 19; China CITIC Bank and China Construction Bank before 20 o'clock; Bank of Communications, China Everbright Bank and Shanghai Pudong Development Bank are before 2 1; China Merchants Bank is waiting before 24 o'clock. From this point of view, except for China Merchants Bank, other banks may be overdue at 9: 00 pm in the last grace period.

Everyone should know the impact of overdue credit cards. Penalty interest, liquidated damages or light are afraid of affecting credit information. You know, as a symbol of economic status, personal credit information plays a very important role in our credit card loans.